provide XML merged credit reports for mortgage loan processing.
MISMO, the Mortgage Banker's Association of America's
Mortgage Industry Standards Maintenance Organization, is evolving an agreed-upon
way to transmit loan package data among participants in a mortgage loan
transaction. The MISMO specification uses XML, the new universal language for
Internet data interchange.
The MERit Credit Engine, with its XML and merged credit
report options, has been designed to comply with MISMO's credit report
requirements. The following companies are participating in the development
of the Mortgage Industry XML standard for credit reporting and mortgage processing.
MISMO Subscriber Companies
a la mode, inc.
ABC Virtual Communications, Inc.
American Land Title Association
American Pioneer Title Insurance Company
Associated Software Consultants
Attorneys' Title Insurance Fund
Capitol Commerce Mortgage Company
Connecticut Attorneys Title Insurance Company
Countrywide Home Loans
Credit Suisse First Boston
Desert Document Services
Document Systems Inc./DocuMagic
Ellie Mae, Inc.
Equifax Mortgage Services
Factual Data Corporation
Federal Home Loan Bank of San Francisco
Fidelity National Information Solutions
First American Corporation
First Horizon Home Loan
Gallagher Financial Systems
GE Capital Mortgage Insurance
GMAC Residential Mortgage
Greenpoint Mortgage Funding
Guardian Mortgage Documents
Indymac Bank, F.S.B.
LandAmerica Financial Group, Inc.
LOGS Financial Services
McCraken Financial Software
Mortgage Systems International
MRG Document Technologies
National Closing Solutions
Ocwen Technology Xchange
Old Republic Title
Online Documents, Inc.
Pierson Patterson, LLP
PMI Mortgage Insurance Co.
Princeton Financial Systems
Principal Residential Mortgage
Realty Data Corporation
Reilly Mortgage Group
SAFECO Select Insurance Services
Schwartz & Associates
The Credit Network
The Performance Group
Transamerica Flood Hazard Certification, Inc.
Triad Guaranty Insurance
United General Title Insurance Company
United Guaranty Corporation
VMP Mortgage Forms
Waterfield Mortgage Company
Wellfound Technology, Inc.
of March 2003
Product and company names mentioned herein are the property of their respective owners.
You must have account(s) and valid log-in credentials with whichever credit reporting agencies
you intend to access with the Merit Credit Engine software. Merit Credit Systems is a software
provider only, is not affiliated with any credit bureau, and does not act as a provider,
pass-through, or reseller of consumer credit reports.