works as an "always available" service on a Windows platform.
The heart of the MCE is the Credit Report Server Module, which handles communications with the credit repositories, and storage of the consumersí datasets in a Microsoft SQL Server or IBM DB2 database. System integrators can insert requests, then query the database for detailed results using ODBC and SQL statements.
The MCE Import and Export functions provide simple alternative ways to submit requests and retrieve reports or subsets of the report and score data.
MERit Credit Engine
Includes Server, Import and Export functions. Allows full database access.
Merged XML (Option at additional cost)
Generates industry-standard single, double, and tri-merge credit reports as XML data. Designed for "behind the scenes" platform-neutral data interchange among participants in financial transactions. The most comprehensive XML data definitions for credit reports are the The Mortgage Banker's Association of America's MISMO specification and the human resources XML specification of the HR-XML Consortium, either of which can be chosen for the MERit Credit Engine's XML option.
XML (Option at additional cost)
Generates industry-standard single non-merged credit reports as XML data.
The MERit Credit Engine has the following hardware and software requirements. (Not included.)