provides many ways to interface credit report data to your  business applications.

Whatever your preferred methods of moving data, and whatever your development tools of choice, the MERit Credit Engine makes it easy to request credit reports, and to use the data within them.

The MERit Credit Engine retrieves credit report data from the Experian, Equifax, or Trans Union credit repositories when it senses that you've inserted a new Inquiry record into its Microsoft SQL Server, IBM DB2, or Sybase SQL Anywhere database. Thus, any development environment that lets you insert data into the database can work with the MCE.

If you prefer not to use SQL, an alternative interface is provided that works with comma-delimited or fixed-field files.