Equifax, Experian, and Trans Union credit reports. Now you can streamline business processes with live credit report data.

TransUnion Canada Credit Report Tools and Products

TransUnion Canada is one of the leading Canadian credit bureaus. The MERit Credit Engine provides direct CPU-to-CPU access to TransUnion credit data without added transaction fees. It is ideal for companies doing custom credit scoring, and companies developing enterprise level web services for credit information.  Credit report access can be by SQL,  ActiveX controls, plain text, or (optionally) XML.  You can access Equifax Canada and the U.S. credit bureaus with the same software API.

Credit Report

The TransUnion Canadian credit report includes credit, collection, and public record data. Payment history, employment, banking, and

TUNA,  (Trans Union Net Access) provides secure CPU to CPU TransUnion credit report interface over your Internet connection. The MERit Credit Engine handles the security certificates, parsing, storage, and rendering of credit reports, with (optional) XML and merged credit report capabilities.

  • Trans Union Net Access (TUNA)
  • Credit Report (System to System) TU 4
  • Credit Report Printed Form
  • Trans-Alert warns of  inquiry activity within the last 60 days, as well as address mismatches, invalid postal codes, invalid Social Insurance Numbers and Surnames.
  • Joint Credit Reports
  • HAWK (the Trans Union fraud prevention database, alerts you to possible fraud before you open an account.)
  • LOOK™
  • Empirica™ and most Trans Union Risk Models
  • Trans Union consulting

If you have a particular need for a Trans Union interface, including Internet connectivity with TransUnion Net Access, please ask!

Note:  The above information is for business, government, and financial institutions needing credit reports in Canada. If you are seeking your own credit report, please visit Canadian Credit Report, instead.


Product and company names mentioned herein are the property of their respective owners. You must have account(s) and valid log-in credentials with whichever credit reporting agencies you intend to access with the Merit Credit Engine software. Merit Credit Systems is a software provider only, is not affiliated with any credit bureau, and does not act as a provider, pass-through, or reseller of consumer credit reports.


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