Equifax, Experian, and Trans Union credit reports. Now you can streamline business processes with live credit report data.

import module provides a simple yet flexible alternative to ODBC and SQL submission of credit inquiries.

Most credit reports can be obtained with full name, social security number, and current or last-known address. The MERit Credit Engine allows for handling and submission of other identifying data, as may be required in certain locales or industry applications. You may also specify data fields that are to be passed along with the credit inquiry - for the routing and processing needs of your custom system.

The Import Monitor Console lists all new inquiries as they are added to the database for processing.  Identifying numbers, names, times, and credit bureau identification are listed.

The Import Monitor can be configured to watch specific directories for incoming requests. Once processed, inquiries can be archived in a separate folder.  Logging and exception handling are important features of the setup.

The data provided by your application, and the organization of incoming requests is fully configurable. You can specify data items to be ignored, and the order in which your inquiry appears.  Inquiry files can contain single or multiple requests, for single or multiple bureaus.

Product and company names mentioned herein are the property of their respective owners. You must have account(s) and valid log-in credentials with whichever credit reporting agencies you intend to access with the Merit Credit Engine software. Merit Credit Systems is a software provider only, is not affiliated with any credit bureau, and does not act as a provider, pass-through, or reseller of consumer credit reports.


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