Equifax, Experian, and Trans Union credit reports. Now you can streamline business processes with live credit report data.

enables access to business credit information on 13 million US companies, in addition to credit data on individuals

Where your needs include business credit reports, the MERit Credit Engine provides the means to incorporate Experian's business profile reports into your business process.

Requests for business reports are made with the same ease as consumer credit reports, by writing a simple file to a designated directory, or by inserting an inquiry record directly into the database. The same connectivity options apply, whether dialup or direct TCP access. Upon receipt, complete business credit reports are stored as human-readable text in the database, making them practical to manage, or to route to decision makers' desktops. Reports can be retrieved into your application directly from the credit engine database, or you may request that they be exported on demand as text files.

*The following types of information are available, depending on which Experian products are requested:

  • Actual trade payment experiences
  • Public record information
  • Company background
  • Payment performance as compared to the industry
  • Intelliscore - To monitor business accounts and predict the likelihood of derogatory payment performance
  • Business Summary - Where the cost of a full profile is not justified.
  • UCC Filings, legal filings, collection filings
  • International Profiles for non US companies gathered from the available reporting entities in Europe, the Pacific Rim, Canada, Mexico and South America

*Not available in current shipping versions of MCE.
Please confirm availability prior to ordering if you require business reports.

Product and company names mentioned herein are the property of their respective owners. You must have account(s) and valid log-in credentials with whichever credit reporting agencies you intend to access with the Merit Credit Engine software. Merit Credit Systems is a software provider only, is not affiliated with any credit bureau, and does not act as a provider, pass-through, or reseller of consumer credit reports.


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