n ActiveX Credit Report Component


Credit reports from all three credit reporting agencies. Now you can streamline business processes with live credit report data.

ActiveX credit report interface provides access to credit report components with just a few lines of code.

ActiveX is one of the ways you can use to develop custom interfaces to  any or all of the three nationwide consumer credit bureaus with the MERit Credit Engine. All modern programming languages, including Visual BASIC and web server scripting languages, can provide access to ActiveX objects, and therefore, to the MERit Credit Engine.

COM Objects for Credit Reports

Only three ActiveX objects are needed, should you wish to work with the credit engine this way. 

The Credit Engine object Provides a simple way to add a monitoring capability to your system. Use this to alert administrators if someone shuts down the credit engine. 
The Credit Inquiry object Makes it easy for you to insert inquiries. A new inquiry is usually the event that triggers the retrieval of a credit report.
The Credit Response object

Will generate HTML, TTY, or custom reports, as well as scores and summary information.

ActiveX components are able to handle most needs, but if you want to request more complex credit bureau products, or you need to examine credit report details more closely for custom decisions or custom reporting, you can go directly to MCE's database using SQL, or the programming tools most familiar to you.

Press Release

Product and company names mentioned herein are the property of their respective owners. You must have account(s) and valid log-in credentials with whichever credit reporting agencies you intend to access with the Merit Credit Engine software. Merit Credit Systems is a software provider only, is not affiliated with any credit bureau, and does not act as a provider, pass-through, or reseller of consumer credit reports.


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