Credit reports from all three credit reporting agencies. Now you can streamline business processes with live credit report data.

credit bureau interface provides instant credit information for  websites, call centers, point-of-sale systems, and more...

The Merit Credit engine is a powerful credit report server and developer toolkit that makes it possible for your Internet or in-house business system to integrate credit report data from any or all of the three national credit bureaus: Equifax, Experian, and TransUnion.
New: MERit Credit Systems supports Military Lending Act covered borrower searches.

The MCE credit report tools make it practical to map inquiries and results to your own user interface. You can implement custom credit scoring and routing with the raw bureau data, and store credit data in a way that makes it possible to analyze and refine scoring algorithms. You can centralize credit retrieval and decision automation to cut costs  and simplify administration. 

The MERit Credit Engine at a glance...

Quickly implement credit report access with our credit report API using any programming language and Microsoft SQL Server.  

Product and company names mentioned herein are the property of their respective owners. You must have account(s) and valid log-in credentials with whichever credit reporting agencies you intend to access with the Merit Credit Engine software. Merit Credit Systems is a software provider only, is not affiliated with any credit bureau, and does not act as a provider, pass-through, or reseller of consumer credit reports.


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