CBC Innovis Credit Report Tools and Products
The MERit Credit Engine supports CBCInnovis as an alternative
path for Internet-based retrieval of credit reports. CBCInnovis is a
leading credit bureau owner and operator, formed in 1999 when Innovis Data Solutions
was acquired by the CBC Companies. They offer credit
information services to credit card, auto, mortgage and other lenders, as
well as insurance providers, property managers, employers and other credit
|How to contact CBC Innovis
Businesses and financial institutions can visit the CBCInnovis Contact page.
Consumers, please call (877)237-8317 or write to CBCInnovis Consumer Relations, PO Box 1667, Pittsburgh, PA 15230-1667.
The MERit Credit Engine retrieves credit reports from CBCInnovis as raw data,
which your application can then request as database queries, XML data streams,
or fully-rendered, human readable credit reports. Because the MERit Credit
Engine handles the communication protocols and parsing of data, credit report
data from CBCInnovis can be handled the same way as credit reports retrieved
directly from TransUnion, Experian, and Equifax.
It is possible, for example, for the MERit Credit Engine to use TransUnion
data retrieved via CBCInnovis in combination with Experian data accessed from
Experian, and Equifax credit data retrieved from Equifax to generate XML MISMO
format credit reports, HR-XML credit reports, and merged credit reports.
If you have a credit bureau account through
CBCInnovis, the MERit Credit
Engine can be the interface that answers your custom integration and development
needs. Please ask!